One will be suggested for you based on these criteria:The Aggressive portfolio, the most aggressive of the five portfolio options, was suggested to me when I signed up.Finally, you set up your account type. Then choose if you want an individual account, joint account or other legal status.After that, just enter your personal information and fund your account. The dashboard is really straight forward. Both applied , went with Earnest because they offered me a lower rate. The project site is about 298 acres.

I am pre-approved and it'd drop my payment by $200+ a month through SoFi.I refi'd first with SoFi, then with Earnest. We look forward to watching the service develop as its targeted audience transitions from recent grads to steady wealth builders. For example, a moderately aggressive portfolio may be 75% stocks and 25% bonds.Over time, though, your portfolio may grow to 80% stocks and 20% bonds. The information on Investor Junkie could be different from what you find when visiting a third-party website. And it provides human assistance whenever you want that too.Please note, though, that SoFi Wealth is open to everyone to use — even if you're not a 22-year-old straight out of Harvard.SoFi is not a bank. If this happens, you need to rebalance back to your 75/25 ratio. Opinions expressed here are the author’s alone and have not been reviewed, approved or otherwise endorsed by any of the … It brings the ease of self-service and online financial management. Looking to refinance my Sallie Mae and Discover loans with either of the companies reference up top. We recommend that you review the privacy policy of the site you are entering. (Other hybrid robo advisors include For many young professionals, SoFi is the best of both worlds. Investor Junkie does attempt to take a reasonable and good faith approach to maintaining objectivity towards providing referrals that are in the best interest of readers. Investor Junkie strives to keep its information accurate and up to date. SoFi points clients only to index funds. The information on Investor Junkie could be different from what you find when visiting a third-party website. If you have more than $10,000 to invest or aren't a current SoFi borrower, you'll have to pay a very competitive rate: 0.25% per year. Earnest has their own dashboard and they service their loans. Monthly payments with the two are way too high. When away from the keyboard, Eric enjoys exploring the world, flying small airplanes, discovering new craft beers and spending time with his wife and little girls. When Earnest offered another 2.25% off of SoFi's loan, it was a no-brainer for me to switch. Choose taxable or retirement account. For more information, please read our Helping make finance easy. The base cost is $0 for anyone with an existing SoFi loan or anyone with less than $10,000 in assets invested at SoFi. Now in 2019, more than ever, various private lenders are helping student loan borrowers refinance at lower rates and save thousands of dollars in interest — that is, borrowers with good credit. For many reasons, I refuse to deal with Mohela. SoFi does not guarantee or endorse the products, information or recommendations provided in any third party website. InvestorJunkie.com© Copyright 2020, All Rights Reserved | Investor Junkie is a financial publisher that does not offer any personal financial advice or advocate the purchase or sale of any security or investment for any specific individual. SoFi Refinance Review. So they generally charge the lowest fees of any investment fund.When you set up your account, you will end up with a portion of your assets invested in stocks and a portion in bonds.