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Please contact your Freddie Mac Account Representative or the Customer Support Contact Center. With Single-Family Seller/Servicer Guide (Guide) Bulletin 2020-5 Opens in a new window we are announcing temporary selling measures that support your underwriting and origination activities as the COVID-19 situation continues to evolve.. We will update the Guide in a future Bulletin to reflect these changes. Phone Number +1-800-FREDDIE; Cobrowse Start Cobrowse Session This Guide Bulletin announces: Addition of the redesigned Guide Form 65, Uniform Residential Loan Application, to the Guide and the following related updates: . Freddie Mac will not purchase any LIBOR-indexed ARM with an Application Received Date on and after October 1, 2020. With Single-Family Seller/Servicer Guide (Guide) Bulletin 2020-11 Opens in a new window, we’re announcing additional selling updates to support origination, underwriting and closing activities, including temporary guidance and requirements we will incorporate into our Guide related to: Property eligibility Condominium project review flexibilities

Updates to ARM Cash program – August 3, 2020; Cash window process for securities trading accounts. Please review the Bulletin for details on temporary guidance and reminders related to: Employed income – 10-day pre-closing verification

TO: Freddie Mac Sellers SUBJECT: SELLING UPDATES. In addition, Freddie Mac will no longer purchase LIBOR-indexed ARMs on and after January 1, 2021, regardless of the Application Received Date or Note Date. TO: Freddie Mac Sellers SUBJECT: SELLING UPDATES. Guide Bulletin 2020-22: Freddie Mac Announces COVID-19 and Non-COVID Servicing Policy Updates This Bulletin announces updates to Housing expense-to-income ratio (HTI) calculation, property insurance requirements, addition of Consent Agreement Contract Language, updates to Exhibit 33, and more. The new, user friendly Seller/Servicer Guide will make it significantly easier for you and your team to find, understand and share critical information. This Guide Bulletin announces: ARM Cash Program.