Begin your Farm Plus Financial is the nations leading provider of This type of loan can be included with your main farm loan request and will allow you to draw on the line of credit for up to 10 years. By having such an extensively trained team, we are able to process your request in a timely manner, while paying attention to what’s most important to you, financing that positions you for growth.We are loaded with options! Lenders may likewise, in many countries, offer the mortgage to other parties who want obtaining the stream of cash payments from the customer, often in the kind of a safety (using a securitization). In addition, our farm loans are built with conversion options, split loan options, and a season loan options all of which offer you more flexibility.We offer three types of loans; an operating line of credit used for farm operating expenses, a purchase money loan used to acquire new agricultural real estate, and refinance loans. The interest rate options include fixed rates, balloon rates, adjustable rates (1, 3 or 5 year), and variable rates (indexed to Prime or LIBOR). Generally, interest rates are considered an operating cost, and are paid monthly. With FSA's Direct Farm Ownership loan, "we keep America's agriculture growing." *A 10/1 ARM is fixed for 10 years and than varies every year thereafter. In the event of a cash out finance loan, we do not restrict our customers on what they may use their loan proceeds for. You are about to leave the Carolina Farm Credit website. Meet a Farmer: Bruce and Jennifer McCall take pride in raising their sons on the farm and have used FSA programs and loans to expand their operation and recover from natural disasters. Farm operations seeking between $400,000 and $25,000,000 in farm financing to refinance, purchase or expand should contact Farm Plus Financial today to receive our current rates and information. Our commercial farming loans can be used for a variety of farming operations such as farms, ranches, dairies, orchards, vineyards, just to name a few. We offer 30 year amortization with 30 year fixed rate loans to monthly variable. This field is for validation purposes and should be left unchanged. Our farm loans are offered with amortizations of 15 years, 25 years, and 30 years.Since we understand each of our customers have unique financial circumstances we’ve taken steps to ensure each of our customers have the flexibility they need. The rate at which the lending institutions obtain loan consequently affects the price of borrowing. The farm loan types we offer are broad and include operating lines of credit, long term-fixed agriculture mortgages, and short term-adjustable agriculture mortgages. Farm Plus Financial is an active provider of commercial farm loans, full-time farm loans, part time farm loans, ag financing and farm equity line of credit loans throughout the United States. Farm Ownership Loans can be used to purchase or expand a farm or ranch. Meet a Farmer: With the help of a low-interest microloan, Nik Bouman was able to purchase new equipment for his hydroponic basil farm, allowing him to quadruple his business and expand access to fresh basil in his community. © Farm Plus Financial Inc. | All Rights Reserved We offer over a dozen different types of loans with terms ranging from 1 month (resets monthly on LIBOR 30 day) to 30 years fixed. Today their family produces pure maple syrup in Trout Creek, Michigan. All new mortgage loan applications originated by State Farm agents will be for Quicken Loans® products. More information on farm operating line of credit loans is available on our Our knowledgeable staff is here to serve you, and your financial needs. All farm loans provided by Farm Plus Financial are real estate based, meaning we use your farm related real estate for your loan’s collateral. We strive to keep our overhead low so we are able to offer competitive farm mortgage loan rates. Whether you are seeking capital for farm land acquisition purposes, day to day farm operating expenses, farm expansion purposes or to refinance and consolidate your current farm loans and debt for a better rate and term, Farm Plus Financial is here to help.