This is a rare offer among similar cards. I’m afraid that they are not checking the applicant’s foreign bank but you may include your foreign bank’s financial details if asked.Please make sure though to read the eligibility criteria, features and details of the card, as well as the relevant PDS/T&Cs of the card before making a decision and consider whether the product is right for you.If you are referring to Petal card’s credit limit, this will depend on your repayment history with them. This makes it possible for potential cardholders with limited credit histories to qualify.You may feel leery giving your banking information to a card company that is brand-new. He's passionate about helping you get your finances in order by expertly navigating cutting-edge financial tools — including credit cards, apps and budgeting software.The Petal® Visa® Credit Card has a $0 annual fee and offers 1% to 10% cash back on purchases.The card has no fees whatsoever — a rare sight in the credit card industry. We create these rankings to help you narrow down a credit card that best suits your spending and budget. Please appreciate that there may be other options available to you than the products, providers or services covered by our service. If you need a large credit line immediately, you may want to consider the Petal card instead.Even better, for new cardmembers the Discover it® Student Cash Back will match your cash back amount for the first year. For the most part, this makes it more secure than magnetic-strip cards.Can you use non-US bank or credit history to apply for Petal, or do they accept US data only? And, in line with their vision of rewarding responsible spending, that cashback value will be bumped to 1.25% after six on-time monthly payments and then to 1.5% after 12 on-time monthly payments.This makes the Petal® Visa® Credit Card a unicorn of sorts in the credit card market — a cashback rewards card with no fees and no penalties whatsoever.As of December 2019, the Petal® Visa® Credit Card offers up to 10% cash back at some merchants, including but not limited to:Petal says you don’t have to activate these cashback offers; they’re already linked to your card.The Petal® Visa® Credit Card is for anyone who wants simple cash back and no fees. Please make sure to include the full account holder name and account number on the check. If Petal needs more information for your application, it’ll deploy proprietary algorithms to evaluate your ability to repay your debt.The Petal® Visa® Credit Card has a $0 annual fee and offers 1% to 10% cash back on purchases.The card has no fees whatsoever — a rare sight in the credit card industry. You may be asked to make a deposit for a secured card
However, if your shopping does not align with these categories, it may be best to go with the Petal® Visa® Credit Card.However, Chase is particular with who they approve for credit cards, so you will likely need a solid credit score to be approved.If your credit score measures up, consider the Chase Freedom Unlimited® for its long list of benefits and consumer protections.
The ratings are the opinion of our editors, and are not influenced by any outside factors, including any compensation the site may receive from certain advertisers.
Overall, the company realizes it won’t make as much money compared with competitors that charge numerous fees, but Petal’s goal isn’t to make a lot of money right now. The card comes with no fees of any kind, along with a unique approval process that can boost the approval odds for consumers with lower credit scores and allow them to qualify for higher credit lines.The Petal® Visa® Credit Card is in fact legit! It’s a good choice if you don’t have a credit score but feel like you’re a responsible borrower.No, Petal® Visa® Credit Card doesn’t allow balance transfers or cash advances.Yes, the Petal® Visa® Credit Card has “EMV” (Europay, Mastercard and Visa) technology. Input your current credit card balance and interest rate to calculate your potential savings. Use the CardMatch tool to find cards you're likely to qualify for with your credit score, without a hard pull on your credit. However, Petal will first check for pre-qualification based on your credit score, so if you have credit history you’ll have a better chance of approval with a fair to a good credit score of 600 or higher.If you don’t have a credit history, Petal may allow you to link your financial accounts, including your bank information, to prove sufficient income and a responsible history of paying your bills.Applying for the Petal® Visa® Credit Card is simple:Petal will perform a soft pull during the preapproval process and a hard pull during the full approval process. If you are unsure you should get independent For example, if you cannot qualify with your credit history, you’ll be asked to link your bank account.