22. It's just … 0000010253 00000 n Cashier’s checks are typically more expensive than money orders, which makes sense if you consider the differences listed above—cashier's checks are a more robust instrument. Purchasing a cashier’s check from a bank will usually cost you a small fee, even if you have an account at the bank. 0000016688 00000 n Ask below and we'll reply!SAT® is a registered trademark of the College Entrance Examination BoardWhere (and How) to Get a Cashier’s Check: 8 Simple Steps
Whichever option you choose, it’s always best to call the location first to check hours of operation and inquire about any fees and identification needed. Available Immediately. There’s a big difference between a cashier’s check and a personal check, and it can take awhile to get a cashier’s check, so make sure you check your lease or ask your landlord if you need a cashier’s check well before your monthly payment is due.You can’t write a cashier’s check on your own, so what are your options for where to get a cashier's check? Note that non-customers must visit a Regions Bank branch to cash a Regions cashier’s check; these checks can’t be cashed using a Regions Now card.
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0000009682 00000 n Hayley Milliman is a former teacher turned writer who blogs about education, history, and technology. You can purchase a cashier’s check at most financial institutions, from the biggest banks in America to the smallest. 0000001367 00000 n
I recommend a Google search in your area for some of the locations listed above; I also recommend calling your location of choice to make sure that they are able to cash your specific cashier’s check. 0000013703 00000 n At Regions, we want to help move your life forward by meeting even more of your banking needs. But what actually is a cashier’s check? However, you’ll need to wait for the check to be processed online and mailed, which can take up to 10 business days.In addition to wondering how to get a cashier’s check, customers are often concerned with finding the cheapest place to get a cashier’s check. 0000006037 00000 n Check cashing stores are another option, but they may charge significant fees. 0000006246 00000 n
However, if you don’t have a bank account, there are limited locations where you can cash a cashier’s check, and the bank that issued the cashier’s check is probably your best bet. They're also issued by banks, which don't have a low-cost reputation, unlike mass retailers who sell money orders for $1.
Making a large purchase, such as buying a car or putting a down payment on a house?If so, you may be asked to use a cashier’s check to make your payment. You may also be required to use a cashier’s check for slightly smaller transactions, such as a security deposit on your apartment, or even occasionally your monthly rent payment, if required by your landlord. SHARES . Regions, the Regions logo and the LifeGreen bike are registered trademarks of Regions Bank. Once you’ve made the deposit, the funds will typically be available in your account within one to two business days. Let’s take a look at the cashier’s check fees at the top 10 US banks. 0000002803 00000 n Make an Appointment Alert Link: SA-4-2007.
You should consult privacy disclosures at the linked website for further information. Keep in mind that using a mobile app is technically making a deposit, not cashing the check — if you need physical cash in hand, you’ll still need to visit a store or go to a bank branch or ATM to make a withdrawal.If you have a bank account, you can usually cash a cashier’s check for free at your bank or through your bank’s mobile app.
0000008307 00000 n If you decide to visit one of these places, inquire first about the fees you will pay before having your check cashed, as some of these stores don’t make their fees readily available.Grocery stores typically will not cash a cashier’s check due to the risk of a fraudulent check and because most cashier’s checks are for a high dollar amount. Below, we list the places that cash cashier’s checks, including information about fees and ID requirements.Cashier’s checks are only sold by banks and credit unions because they must be backed by a financial institution. A cashier’s check is signed by a bank representative, which is part of guaranteeing the funds for the check are available. Follow these steps to make the process as painless as possible.Cashier’s checks are very different from personal checks, which is why they’re generally required for large purchases.The physical features of both checks are different. 0000011278 00000 n 0000003410 00000 n a Regions checking, money market or savings account (subject to availability) • No Regions ATM fee on two ATM transactions at non-Regions ATMs per statement period6 • Cashier’s Checks (no fee) • Money Orders (no fee) • No monthly fee on a Premium Money Market as long as your LifeGreen Preferred Checking account remains open 0000012413 00000 n 0000004701 00000 n
A cashier’s check is a type of check issued by a bank or credit union and signed by a cashier or teller.